Guide Startups

Approval AI

Spring 2025 · Active

One-click mortgage: AI shops, negotiates, and handles your application

Location: San Francisco, US

Founded: 2025

Team size: 2

About

Approval AI is an AI-powered mortgage co-pilot that automates the most complex parts of getting a mortgage: rate shopping, negotiation, and paperwork, all in one place. We automate what brokers and loan officers do, and hand those tools directly to the buyer.

Founders

  • Arjun LalwaniCo-Founder & CEO

    Arjun is the co-founder & CEO of Approval AI, building AI tools he wish existed after his painful home-buying journey. Prior to founding the company, he was a Product Manager at Google (APM '20), where he worked on high-impact consumer products. He scaled Google Hotels and launched a new business within YouTube Shopping, growing it from $0 to $XXX million in GMV. Arjun holds a degree in Computer Science from the University of Washington.

  • Helly ShahCo-Founder & CTO

    Helly Shah is the co-founder & CTO of Approval AI, where she’s building the AI mortgage agent every homebuyer deserves. At Google Maps, she led the design and launch of features that enhanced lane guidance & geopolitical accuracy for over a billion users. Before that, she built real-time rates trading systems at Goldman Sachs, shaping how markets move. She grew up in a family of real estate developers across India and the US, giving her a front-row seat to the industry’s inner workings.